Financing Commercial Real Estate

There are many diverse ways to structure Commercial Real Estate financing. Real estate investing is all about leverage. That's the best way to grow and scale an investment portfolio. Whether it's with capital partner money, often referred to like other people's money (OPM), or bank financing, being able to purchase an income-producing asset for only a fraction of the value is a game-changer. The biggest advantage to understanding commercial real estate lending is how much it differs from residential. Here are some of the ways.

ASSET TYPES

A commercial real estate loan will typically kick in when you're dealing with a business such as retail, restaurant, office, etc. Further, commercial lending comes in on the residential real estate side typically when you have an asset that has five units or more. In this case, a duplex, triplex, or fourplex typically don't qualify for commercial lending.

Asset valuation:

Nowhere are the two lending products more different than in how they value the underlying asset. A residential loan will value the property based primarily on comparables; that is, what did a similar property in a similar neighborhood sell for? Comps give you the approximate value of your residential asset. On the commercial side, the asset is treated more like a business than a comparison to a similar property. Typical commercial lending valuations are made using the local capitalization rate (cap rate) as well as the net operating income (NOI) of the property.

For instance, if you have a 10-unit multifamily building with an NOI of $120,000 and a local cap rate of 6%, then your building valuation will be $2 million ($120,000 divided by 0.06). This approach is not used on the residential side. At Capital Biz Solutions we have lender affiliations that lend to all asset types of commercial real estate. From multifamily investment properties to flip fix to commercial buildings of office and retail space. Our lenders have the most competitive rates and terms in the industry. Please contact us on the web at https://www.capitalbizsolutions.com/ or simply call us at 508 864 7758. We look forward to assisting you with your new real estate project.

Extended Grace Period On EIDL 2nd Round Funding to 24 Months

The second round of EIDL funding has extended its grace period to 24 months prior to the initial first payment. This provides business owners an enormous amount of flexibility to determine how they will utilize these funds in the best interest of their ongoing enterprise.

They now will have the ability to catch up on their business obligations and utilize the funding appropriately due to the economic downturn caused by the COVID -19 Pandemic. Terms and conditions are extremely favorable with rates at 3.75% fixed for 30 years and no prepayment penalty for early payoff. Capital Biz Solutions is assisting in submitting applicants into this government-funded program.

Many businesses have been severely strained and several have had to close during the shutdown. If your business is suffering from the COVID -19 shut down we can certainly assist you in qualifying for the second round of EIDL funding. We will have your application submitted in less than 48 hours and make certain your business receives the funding it deserves. Please visit us on the web at https://www.capitalbizsolutions.com/or simply call us at 508 864 7758. This program will be ending in a few short months so why hesitate, especially when there is no cost to apply.

Gap Funding and How it Works

Capital Biz Solutions is introducing gap financing. Many times entrepreneurs run short on cash that they would use for a private investment such as an investment property, an unexpected home expense, or other personal or business opportunities. We have the ability to turn your funding request around and get you financed in just a few days. All you need is a credit score of 680 from all 3 credit bureaus. Naturally, you have to be employed and display W2 income of at least $30,000 annually with a low credit utilization rate of 40% or less.

If you are looking for quick hassle-free funding for specific projects please visit us on the web at https://www.capitalbizsolutions.com/or call us at 508 864 7758. We will take care of all the details.

Unlocking Growth: Investment Banking Solutions For Mergers & Acquisitions

Capital Biz Solutions, Inc. is thrilled to announce a significant enhancement in our service offerings. We now provide access to reputable investment banking firms specifically tailored to assist corporations in executing transactions ranging from $5 million to $100 million.

Whether your business aims to raise capital, sell part or all of its assets, divest a division, or pursue strategic merger & acquisition loans, our investment banking solutions are strategically designed to meet your unique financial objectives.

Expert Guidance for Strategic Transactions

Our curated team of investment bankers comprises seasoned professionals with extensive experience on both the buy and sell side, particularly for large corporations. They bring a wealth of knowledge to assist clients in navigating complex financial transactions, ensuring successful outcomes.

With a client-centric approach, our advisers specialize in raising capital to meet various business needs, from financing working capital and driving organic growth to providing liquidity to shareholders and funding strategic acquisitions.

Diverse Capital Sources

Capital Biz Solutions, Inc. understands that each business has distinct financial needs. Whether your preference is senior debt, subordinated debt, private equity investment, or venture capital, our extensive network provides access to both domestic and international relationships within the corporate finance and private investment banking industry. This ensures that we can tailor the best investment banking loans to meet your specific requirements.

Eliminating Conflicts, Maximizing Value

Our investment banking advisers operate with a commitment to eliminating conflicts of interest. Many of our engagements are structured with success-driven agreements, assuming most or all of the risk. This approach aligns our interests with yours, fostering a collaborative environment for optimal value maximization.

Strategic Financial Structuring

Our advisers maintain constant communication with global capital sources, ensuring that we have access to capital that aligns with your financial structuring requirements. This strategic approach enables the execution of value maximization strategies tailored to the unique needs of your business.

Contact Us for Tailored Solutions

If your profitable business has a growth strategy in mind, we invite you to explore the possibilities with Capital Biz Solutions, Inc. Contact us through our website at https://www.capitalbizsolutions.com/ or call us directly at 508-864-7758.

Our dedicated team is committed to connecting you with the very best lenders, equipped with proven executive platforms to drive the successful growth of your business. Let's embark on a journey of strategic transactions and unlock new dimensions of growth together.

Financing Commercial Real Estate

There are many diverse ways to structure Commercial Real Estate financing. Real estate investing is all about leverage. That's the best way to grow and scale an investment portfolio. Whether it's with capital partner money, often referred to as other people's money (OPM), or bank financing, being able to purchase an income-producing asset for only a fraction of the value is a game-changer. The biggest advantage to understanding commercial real estate lending is how much it differs from residential. Here are some of the ways.

Asset types

A commercial real estate loan will typically kick in when you're dealing with a business such as retail, restaurant, office, etc. Further, commercial lending comes in on the residential real estate side typically when you have an asset that has five units or more. In this case, a duplex, triplex, or fourplex typically don't qualify for commercial lending.

Asset valuation:

Nowhere are the two lending products more different than in how they value the underlying asset. A residential loan will value the property based primarily on comparables; that is, what did a similar property in a similar neighborhood sell for? Comps give you the approximate value of your residential asset. On the commercial side, the asset is treated more like a business than a comparison to a similar property. Typical commercial lending valuations are made using the local capitalization rate (cap rate) as well as the net operating income (NOI) of the property.

For instance, if you have a 10-unit multifamily building with an NOI of $120,000 and a local cap rate of 6%, then your building valuation will be $2 million ($120,000 divided by 0.06). This approach is not used on the residential side. At Capital Biz Solutions we have lender affiliations that lend to all asset types of commercial real estate. From multifamily investment properties to flip fix to commercial buildings of office and retail space. Our lenders have the most competitive rates and terms in the industry. Please contact us on the web at https://www.capitalbizsolutions.com/ or simply call us at 508 864 7758. We look forward to assisting you with your new real estate project.